This Disclaimer constitutes the entire agreement between the User and FinLuca International with respect to this web site and the Services provided by FinLuca International.  The User expressly agrees that s/he uses it at his own risk and that FinLuca International shall not be responsible for any loss or damage incurred by him due to the use of this Service or inability to use it for any reason beyond the control of FinLuca International

Website information and links

While efforts have been made to ensure that statements contained in the pages on this site are free from material error or misstatement, no liability can be accepted for actions taken solely in reliance upon statements made or accessible through this site.

This web site may contain links to web sites operated by parties other than FinLuca International The links in this web site will let the User leave and proceed to the linked site. The User's use of each such site may be subject to other Terms of Use contained within each such site.

The linked sites are not under the control of FinLuca International and FinLuca International is not responsible for the contents of any linked Site or any link contained in a linked Site, or any changes or updates to such sites. FinLuca International will not directly or indirectly be liable for any loss that may arise to the User as a result of his accessing the linked sites.

Limits on Personal and Non-Commercial Use

The User expressly agrees to use the Service strictly for personal purpose. The User shall not recompile, disassemble, copy, modify, distribute, transmit, display, perform, reproduce, publish or create derivative works from, transfer, or sell any information, software, products, tools or services accessed from this web site. User may not rent, lease, sell, sublicense, lend or in any manner allow any other party to use the Service, with or without consideration.


FinLuca International reserves the right to reproduce in part or full clients' views about its Services in its product promotions or in its communications with prospective clients. Clients who do not wish their views to be used as above may contact FinLuca International in writing to this effect.

Advice and knowledge

FinLuca International warrants that it does not provide any investment advice on this web site. The User warrants that s/he shall obtain independent investment advice before taking any investment decision.

FinLuca International is not in the business of giving legal or tax advice. In particular, tax laws and practices change frequently and it is therefore essential that before any steps are taken by way of tax planning, detailed tax advice be taken from competent professionals qualified in the jurisdictions concerned.

The creation of trusts, companies and foundations involve legal actions and it is generally to be recommended that clients should take independent legal advice prior to the creation of estate planning structures.

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