A portfolio bond allows you to hold a wide array of assets within one "wrapper", maximising investment choice and portfolio diversification benefits.

An individual’s portfolio bond should be personally tailored to suit their investment objectives, risk profile and financial goals. What’s more, you can maintain such a structure for as long as you like; they are not close-ended.

Portfolio bonds can be utilised by those seeking an income from their investments, or those concentrating on wealth growth. Portfolio bonds are available from leading, well-known financial institutions. Within these secure structures you can hold virtually any asset that’s not physical property.

Ring fencing one's assets in this manner makes it easier for your beneficiaries to arrange probate and ensures more inheritance for those left behind.